Car insurance glossary
What is sr-22 insurance?
An SR-22 is a form an insurer files with a state to confirm that a driver has required liability coverage. It is not a separate type of insurance.
Also called: SR-22 filing, certificate of financial responsibility
Glossary date: May 25, 2026
How it works
A court or motor vehicle agency may require the filing after certain violations or licensing actions. Requirements and filing periods vary by state.
Example
A driver needs an SR-22 to reinstate driving privileges. The insurer adds the filing to a qualifying auto policy and reports required status changes.
Why it matters
A cancellation or lapse can trigger notice to the state and further licensing consequences.
What to check on your policy
Confirm the required limits, filing state, duration, named person, covered vehicles, and what happens if the policy ends.
Related car insurance terms
Put the terms into context
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