Car insurance glossary
What is continuous insurance coverage?
Continuous insurance coverage means maintaining insurance without a break between policy periods.
Also called: prior insurance
Glossary date: July 6, 2026
How it works
Insurers may consider prior coverage where state law permits. The required history and acceptable proof vary.
Example
A replacement policy begins at the same time the prior policy ends, so there is no uninsured gap.
Why it matters
A lapse can leave you exposed and may affect eligibility or price when you shop again.
What to check on your policy
Coordinate exact start and end times, keep prior declarations pages, and obtain written proof before canceling old coverage.
Related car insurance terms
Put the terms into context
Read the full guide, find a nearby GoAuto office, or start a quote with the coverage details you want to discuss.