Car insurance glossary
What is policy period?
The policy period is the span of time during which an insurance policy is scheduled to provide coverage.
Also called: coverage term
Glossary date: March 9, 2026
How it works
Auto policies commonly last six or twelve months. Coverage starts and ends at the times stated in the contract, subject to payment and cancellation rules.
Example
A policy runs from March 1 through August 31. A loss on September 1 belongs outside that policy period unless renewal coverage began.
Why it matters
Even a short gap between policy periods can leave you uninsured and affect later pricing.
What to check on your policy
Confirm the start and end date, exact effective time, renewal offer, and payment due date.
Related car insurance terms
Put the terms into context
Read the full guide, find a nearby GoAuto office, or start a quote with the coverage details you want to discuss.