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Car insurance glossary

What is policy cancellation?

Policy cancellation ends insurance before the scheduled expiration date.

Also called: insurance cancellation

Glossary date: July 13, 2026

How it works

A customer or insurer may cancel under the contract and state law. Notice periods, permitted reasons, refunds, and effective times vary.

Example

An insurer sends a notice that coverage will end on a stated date because a required premium remains unpaid.

Why it matters

Coverage can end before the next renewal date, creating an uninsured gap.

What to check on your policy

Read the reason, effective date and time, amount due, reinstatement terms, refund calculation, and appeal or complaint rights.

Put the terms into context

Read the full guide, find a nearby GoAuto office, or start a quote with the coverage details you want to discuss.

Sources and further reading