Car insurance glossary
What is permissive use?
Permissive use refers to someone driving an insured vehicle with the owner's permission.
Also called: permissive driver coverage
Glossary date: April 20, 2026
How it works
Some policies extend certain coverage to occasional permitted drivers, but restrictions, reduced limits, or exclusions may apply. Regular users often need to be listed.
Example
You let a friend borrow your car for one errand. Whether the friend qualifies for coverage depends on the policy and the circumstances.
Why it matters
Permission alone does not guarantee that every driver or use is covered.
What to check on your policy
Ask how the policy treats occasional drivers, household members, excluded drivers, and business or delivery use.
Related car insurance terms
Put the terms into context
Read the full guide, find a nearby GoAuto office, or start a quote with the coverage details you want to discuss.