Car insurance glossary
What is additional driver?
An additional driver is someone listed on a policy who may drive an insured vehicle but is not necessarily the named insured.
Also called: listed driver
Glossary date: April 20, 2026
How it works
Insurers commonly ask about household members and people who regularly use the car. Listing a driver can affect eligibility, coverage, and premium.
Example
A college student drives a parent's car every weekend. The insurer may require the student to be listed as an additional driver.
Why it matters
Leaving out a regular driver can create claim or cancellation problems.
What to check on your policy
Tell the insurer about household members, regular users, newly licensed drivers, and changes in where a vehicle is kept.
Related car insurance terms
Put the terms into context
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