Car insurance glossary
What is full coverage car insurance?
Full coverage is an informal phrase, not a standard policy type or a promise that every loss is covered.
Also called: full coverage auto insurance
Glossary date: January 26, 2026
How it works
People often use it for a policy with liability, collision, and comprehensive coverage. It may not include rental reimbursement, roadside assistance, or every possible loss.
Example
A driver asks for full coverage but later learns the policy has no rental reimbursement. The phrase did not define every selected option.
Why it matters
Relying on the phrase can leave gaps between what you expect and what the contract covers.
What to check on your policy
Ask for a coverage-by-coverage list with limits and deductibles instead of relying on the words full coverage.
Related car insurance terms
Put the terms into context
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