Car insurance glossary
What is comprehensive coverage?
Comprehensive coverage helps pay for covered vehicle damage that is not caused by a collision.
Also called: other than collision coverage
Glossary date: January 26, 2026
How it works
Common covered causes include theft, fire, hail, falling objects, vandalism, and contact with an animal. The exact list comes from the policy.
Example
A hailstorm dents your roof and hood. Comprehensive coverage may pay for covered repairs after the deductible.
Why it matters
Storms, theft, and animal strikes can damage a parked or moving car without another vehicle being involved.
What to check on your policy
Review the deductible and exclusions. Ask how glass claims are handled because rules and deductible options vary.
Related car insurance terms
Put the terms into context
Read the full guide, find a nearby GoAuto office, or start a quote with the coverage details you want to discuss.