Car insurance glossary
What is salvage title?
A salvage title or certificate is a state designation for a vehicle that meets that state's definition of a total loss or severely damaged vehicle.
Also called: salvage certificate
Glossary date: May 11, 2026
How it works
Rules for inspection, rebuilding, registration, sale, and insurance vary by state. A rebuilt title is not the same as a clean title.
Example
An owner keeps a totaled car. The state requires a salvage document and an inspection before the repaired vehicle can return to the road.
Why it matters
Title branding can affect safety checks, financing, resale value, and available coverage.
What to check on your policy
Contact the state motor vehicle agency and insurer before keeping, buying, repairing, or driving a salvage vehicle.
Related car insurance terms
Put the terms into context
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