Car insurance glossary
What is car insurance quote?
A car insurance quote is an estimate of the premium for selected drivers, vehicles, coverages, and limits.
Also called: auto insurance quote
Glossary date: March 23, 2026
How it works
A quote can change when the insurer verifies records or receives different information. Two quotes are comparable only when their coverage details match.
Example
One quote is cheaper because it uses lower liability limits and omits rental coverage. The price difference is not based on the same protection.
Why it matters
Comparing only the monthly number can lead you to choose less coverage than you intended.
What to check on your policy
Use the same drivers, vehicles, limits, deductibles, and optional coverages for each quote. Compare total cost and fees.
Related car insurance terms
Put the terms into context
Read the full guide, find a nearby GoAuto office, or start a quote with the coverage details you want to discuss.